Are Your Kids Life Confident?

As a father of two, I have watched my daughters on the brink of adulthood, taking the first steps in their careers, and starting families of their own. With all the excitement, there was also much uncertainty. This is why my wife and I took measures to safeguard their futures. I encourage my clients with young adult children and grandchildren to do the same.

Below, you'll find helpful information about: College Savings, Life Insurance, & Roth IRAs.

In my experience, these three investments are key to launching future generations into a future of financial stability. It's all about the long haul, and above everything else, it's about investing in our loved ones.

The Ins-and-Outs of Life Insurance

The Ins-and-Outs of Life Insurance

Life insurance ensures financial protection for loved ones in case of premature or unexpected death. Most people begin thinking about life insurance after they start their families. However, like most investments, starting early means more affordable rates that will follow your young adult into the future.

For adults under thirty, there is something called "term insurance" or “pure insurance.” Term insurance provides protection on a loved one's life at a fixed rate for a period or "term" of time. With term insurance, starting young generally means cheaper rates that are locked in for the entirety of the term, saving money in the long run and providing necessary protection. This is why many people have been buying term life insurance for their young adult children and grandchildren. This legacy gift is an important one and is best to be given before the young adult even graduates college. If this opportunity applies to you, give me a call.

The Ins-and-Outs of Roth IRAs

The Ins-and-Outs of Roth IRAs

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